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Privacy Policy

 

Rev. 12/2014

FACTSWHAT Farmers State Bank DOES WITH YOUR PERSONAL INFORMATION
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:  
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes Farmers State Bank share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes—
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe Do Not Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NoWe Do Not Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NoWe Do Not Share
For our affiliates to market to youNoWe Do Not Share
For non-affiliates to market to youNoWe Do Not Share

 

What we do
How does Farmers State Bank Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers State Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account or use your credit or debit card
  • Deposit money or give us your contact information
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companie
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

 

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
  • Farmers State Bank has no affiliates
Non-affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
  • Farmers State Bank does not share with non-affiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Farmers State Bank does not jointly market.