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Checking Accounts

Choose an Account that Fits Your Life’s Needs

Your checking account should be as unique as you are. Forget about cookie cutter accounts, our checking accounts are catered to how you manage your money. Combined with our checking account benefits and our other personal banking services, you can create a customized financial toolbox that fits you!

Checking Account Benefits

All of our checking accounts come with the following tools to give your personal financial management a boost:

Account Options

Prep Checking 

Who it’s for: If you are 14-24, this convenient and affordable account is a great way to start you off financially.

Important Things to Know:

  • Minimum balance $10; if minimum daily balance in is not maintained, a fee applies
  • Unlimited POS transactions
  • eStatements available at no charge, or $5 to have them mailed with images
  • ATM/debit card included at no charge
  • 4 ATM cash withdrawals per monthly statement cycle; $1 per cash withdrawal in excess of 4
  • 4 checks per monthly statement cycle; $1 per check in excess of 4

E-Checking

Who it’s for: Anyone who needs a simple checking account that comes with all the necessary tools.

Important Things to Know:

  • Minimum balance $25; if minimum daily balance in is not maintained, a fee applies
  • Unlimited POS transactions
  • eStatements available at no charge, or $5 to have them mailed with images
  • 4 ATM cash withdrawals per monthly statement cycle; $1 per cash withdrawal in excess of 4
  • 6 checks per monthly statement cycle; $1 per check in excess of 6

Preferred Checking

Who it’s for: Customers who can keep a higher minimum balance and want to earn interest on their account balance.

Important Things to Know:

  • Interest-bearing account
  • Minimum balance $100; if minimum daily balance in is not maintained, a fee applies 
  • Unlimited POS transactions
  • eStatements available at no charge, or $5 to have them mailed with images
  • Unlimited check writing
  • 4 ATM cash withdrawals per monthly statement cycle; $1 per cash withdrawal in excess of 4

Platinum Checking

Who it’s for: Those seeking a premium checking account who carry higher account balances and want select additional benefits.

Important Things to Know:

  • Interest-bearing account
  • Minimum balance $1000; if minimum daily balance in is not maintained, a fee applies; this fee will be waived if you have $10,000 in combined personal deposit accounts
  • Unlimited cash withdrawals and POS transactions
  • eStatements available at no charge, or mailed with images at no charge
  • Unlimited check writing
  • One box of checks ordered at a time at no charge 
  • Special rates on CD's & money market accounts
  • ATM/debit card with no annual fee

 

Stop by any Farmers State Bank office today to open your checking account with us.

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