Choose an Account that Fits Your Life’s Needs
Your checking account should be as unique as you are. Forget about cookie cutter accounts, our checking accounts are catered to how you manage your money. Combined with our checking account benefits and our other personal banking services, you can create a customized financial toolbox that fits you!
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Checking Account Benefits
All of our checking accounts come with the following tools to give your personal financial management a boost:
Checking Options
Prep Checking (Ages 14-24) | E-Checking | Preferred Checking | Platinum Checking | Platinum Rewards Checking | |
|---|---|---|---|---|---|
Opening Deposit | $25 | $50 | $100 | $1,000 | $100 |
Required Minimum Balance | $10 | $25 | $100 | $1,000 | None |
Monthly Service Charge | $5 per monthly statement cycle if minimum daily balance is not maintained | $5 per monthly statement cycle if minimum daily balance is not maintained | $5 per monthly statement cycle if minimum daily balance is not maintained | $8 per monthly statement cycle if average daily balance is not maintained. Monthly service charge is waived if you have $10,000 or more in combined personal deposit accounts | $5.00 per monthly statement cycle if minimum daily balance is not maintained |
Interest Paid | None | None | Yes, monthly | Yes, tiered | Yes, monthly - variable |
Statements | eStatements available at no charge or $5 to have paper statements mailed with images | eStatements available at no charge or $5 to have paper statements mailed with images | eStatements available at no charge or $5 to have paper statements mailed with images | eStatements available at no charge or $5 to have paper statements mailed with images | eStatements available at no charge or $5 to have paper statements mailed with images |
Features | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) |
Special Features | 4 checks per monthly statement cycle; $1 per check in excess of 4 4 free ATM cash withdrawals per monthly statement cycle; $1.00 per cash withdrawal in excess of 4 Unlimited POS transactions All transactions must be for the benefit of the account owner | 6 checks per monthly statement cycle; $1 per check in excess of 6 4 free ATM cash withdrawals per monthly statement cycle; $1 per cash withdrawal in excess of 4 Unlimited POS transactions | Unlimited check writing 4 free ATM cash withdrawals per monthly statement cycle; $1 per cash withdrawal in excess of 4 Unlimited POS transactions | Unlimited check writing Special rates on CD’s Unlimited cash withdrawals Unlimited POS | Unlimited check writing Unlimited cash withdrawals Unlimited POS transactions Account Requirements eStatements are REQUIRED Sign in to Online or Mobiliti (mobile banking) 1 time per month 12 debit card transactions per month (includes both POS transactions and cash withdrawals, combined) At least 1 direct deposit, automatic debit from a third party or an online bill payment transaction, which must post and clear |
| Debit Cards | ATM/debit card included at no charge Replacement/lost/stolen card fee $12 | ATM/debit card annual fee $12 Replacement/lost/stolen card fee $12 | ATM/debit card annual fee $12 Replacement/lost/stolen card fee $12 | ATM/debit card with no annual fee Replacement/lost/stolen card fee $12 | ATM/debit card with no annual fee Replacement/lost/stolen card fee $12 |