Choose an Account that Fits Your Life’s Needs
Your checking account should be as unique as you are. Forget about cookie cutter accounts, our checking accounts are catered to how you manage your money. Combined with our checking account benefits and our other personal banking services, you can create a customized financial toolbox that fits you!
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Checking Account Benefits
All of our checking accounts come with the following tools to give your personal financial management a boost:
Checking Options
Prep Checking (Ages 14-24) | E-Checking | Preferred Checking | Platinum Checking | Platinum Rewards Checking | |
|---|---|---|---|---|---|
Opening Deposit | $25 | $50 | $150 | $1,000 | $100 |
Required Minimum Balance | $10 | $25 | $100 | $1,000 | $0 |
Monthly Service Charge | A $5.00 Minimum Balance Fee will be imposed each monthly statement cycle if the daily balance falls below $10.00 at any time during the monthly statement cycle | A $5.00 Minimum Balance Fee will be imposed each monthly statement cycle if the daily balance falls below $25.00 at any time during the monthly statement cycle | A $5.00 Minimum Balance Fee will be imposed each monthly statement cycle if the daily balance falls below $25.00 at any time during the monthly statement cycle | A $8.00 Minimum Balance Fee will be imposed each monthly statement cycle if the average daily balance falls below $1,000.00 during the monthly statement cycle The Minimum Balance Fee of $8.00 is waived if you have $10,000.00 or more in combined personal deposit accounts | A $5.00 Minimum Balance Fee will be imposed each monthly statement cycle if the daily balance falls below $0.00 at any time during the monthly statement cycle |
Interest Paid | None | None | Yes, monthly | Yes, monthly - tiered | Yes, monthly - variable |
Statements | eStatements available at no charge or a $5 Statement Mailing Fee to have paper statements mailed with images | eStatements available at no charge or a $5 Statement Mailing Fee to have paper statements mailed with images | eStatements available at no charge or a $5 Statement Mailing Fee to have paper statements mailed with images | eStatements available at no charge or a $5 Statement Mailing Fee to have paper statements mailed with images | eStatements available at no charge or a $5 Statement Mailing Fee to have paper statements mailed with images |
Features | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) | Online Banking Bill Pay Telebanking Mobiliti (Mobile Banking) |
Special Features | 4 checks per monthly statement cycle at no charge; $1 Excess Check Fee imposed per check in excess of 4 4 ATM cash withdrawals per monthly statement cycle at no charge; $1 Excess ATM Cash W/D Fee imposed per ATM cash withdrawal in excess of 4 Unlimited POS transactions All transactions must be for the benefit of the account owner This account is for kids ages 14 to 24 only | 6 checks per monthly statement cycle at no charge; $1 Excess Check Fee imposed per check in excess of 6 4 ATM cash withdrawals per monthly statement cycle; $1 Excess ATM Cash W/D Fee imposed per ATM cash withdrawal in excess of 4 Unlimited POS transactions | Unlimited check writing 4 ATM cash withdrawals per monthly statement cycle at no charge; $1 Excess ATM Cash W/D Fee imposed per ATM cash withdrawal in excess of 4 Unlimited POS transactions | Unlimited check writing Unlimited ATM cash withdrawals Unlimited POS transactions Special rates on CD’s | Unlimited check writing Unlimited ATM cash withdrawals Unlimited POS transactions Special rates on CD's Account Requirements eStatements are REQUIRED Sign in to Online or Mobiliti (mobile banking) 1 time per month 12 debit card transactions, POS ONLY, minimum transaction amount of $5, which must post and clear At least 1 direct deposit, automatic debit from a third-party or an online bill payment transaction, which must post and clear NOTE: All of the above listed account requirements are to be met for each monthly statement cycle in order to qualify for the tiered interest rate benefits of this account. NOTE: Limit one account per owner(s) social security number |
| Debit Cards | ATM/debit card included at no charge Replacement/lost/stolen card fee $15 | ATM/debit card annual fee $15 Replacement/lost/stolen card fee $15 | ATM/debit card annual fee $15 Replacement/lost/stolen card fee $15 | ATM/debit card with no annual fee Replacement/lost/stolen card fee $15 | ATM/debit card with no annual fee Replacement/lost/stolen card fee $15 |