Algona 501 East State Street
Algona, IA 50511
515-295-7221
West Bend 324 South Broadway
West Bend, IA 50597
515-887-2221
Whittemore 412 Broad Street
Whittemore, IA 50598
515-884-2293
Privacy Policy
FACTS
WHAT DOES FARMERS STATE BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.
WHAT?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
Social Security number
Transaction history
Account balances
Overdraft history
Payment history
Account transactions
When you are no longer our customer, we continue to share your information as described in this
notice.
HOW?
All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal
information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Farmers State Bank
share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
What We Do
How does Farmers State Bank
protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Farmers State Bank
collect my personal information?
We collect your personal information, for example, when you
Open an account
Use your credit or debit card
Deposit money
Give us your contact information
Apply for a loan
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes - information about your
creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and
non-financial companies.
Farmers State Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and
non-financial companies.
Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
