Farmers State Bank




Basic Checking Classic Checking Preferred Checking
Minimum
Balance

$0 minimum balance

$300 minimum daily balance

$1,0000 average daily balance
Fees $5.00 per month if minimum balance is not maintained $4.00 per month if minimum balance is not maintained  $5.00 per month if average daily balance is not maintained (This fee is waived if you have $10,000 or more combined balance in any other personal deposit accounts.)

Interest None Interest paid on all collected balances Interest tiers on all collected balances are as follows:
$0 - $999
$1,000 - $4,999
$5,000 +
Check
Writing

Unlimited Unlimited Unlimited
Features















ATM/debit card available  $10 annual fee.
Photo debit card; set-up fee $5.00; annual fee $10
Four free ATM withdrawals per month; $.50 each in excess of four.
Free Point-of-Sale transactions (POS).
No charge to pick up canceled checks/statement; $2.00 per month to mail.  
Free direct deposit
Sign up for overdraft protection from a deposit account; $2.00 per transfer












No annual fee ATM/debit card.
Photo debit card; set-up fee $5.00
Unlimited ATM withdrawals.
Free Point-of-Sale transactions (POS)
Imaged checks and statements mailed.
Free direct deposit.
Sign up for overdraft protection from a deposit account
Free traveler’s checks.






















No annual fee ATM/debit card.
No annual or set-up fee for photo debit card.
Unlimited ATM withdrawals.
Free Point-of-Sale transactions (POS).
Free Preferred Account checks or $5.00 discount on other check designs.
Imaged checks and statements mailed.
Preferred CD & Money market rates.
1/4% discount on any non-real estate consumer loan with autopay.
Free direct deposit.
Sign up for overdraft protection from a deposit account
Free stop payments.
Free traveler’s checks.
Free money orders.
Free wire transfers.
  Basic Savings Classic Savings Money Market Account
Minimum
Balance
$ 0 minimum balance $100 minimum daily balance $2,500 average daily balance
Fees and
Withdrawal
Limits
You may not make any transfers from a Basic Savings to another account of yours to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties. 



$2.00 per month is minimum balance in the account falls below $100 any day of cycle.
Transfers from a Classic Savings account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per calendar month.  


$5.00 per month if average daily balance is not maintained.
Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per monthly statement cycle with no more than three by  check, draft, or similar order to third parties.
Interest Interest paid on all collected balances. Interest paid on all  collected balances. Tiered interest on collected balances:
$0 - $ 2,499
$2,500 - $14,999
$15,000- $49,999
$50,000 +
Farmers State Bank
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